The offers and details on this page may have updated or changed since the time of publication. See our article on Business Insider for current information.A reader (not pictured) asked For Love & Money if she needs to listen to her husband's opinionsurbazon/Getty ImagesFor Love & Money is a column from Business Insider answering your relationship and money questions.This week, a reader wonders if she needs to listen to her disengaged husband's opinions.Our columnist suggests having a constructive conversation to break the cycle they've fallen into.Dear For Love and Money,While both my husband and I work, he is not interested in doing anything with our money, like paying bills or purchasing gifts, unless it comes to a larger purchase.
I ask for his help because I would love assistance figuring things out from time to time, but he remains disengaged. Because of this, I find it completely acceptable to pay myself for my services by buying whatever I want.He seems OK with this right up until I move to change something in the house, and then he suddenly has an opinion. I do not ask for his opinions, nor do I want his opinions on home planning.
He does none of the cooking and cleaning unless I beg, so I don't think that he gets to design my "office."If you're not interested, don't be interested, and let me do me. Is this wrong?Sincerely,Don't Need His Unsolicited Opinions For Love & Money answers your relationship and money questions. Looking for advice on how your savings, debt, or another financial challenge is affecting your relationships?
Submit your question in this Google form. Dear Don't Need,Your letter reminds me of the fable of the little red hen, who harvests the wheat, takes it to the mill, makes it into a loaf of bread, and asks her farmyard friends for help every step of the way.It isn't until she asks for their help eating the bread, though, that they show any interest. At that point, she says something along the lines of "Sike!
She who makes the bread eats the bread, suckers!" and gobbles down the entire loaf without sharing a single crumb.In the version of this story I read growing up, the little red hen's friends were depicted as a trio made up of a pig, a cat, and a goose. Their devastation at the end of the book was so well rendered that while I knew the little red hen had the moral high ground, I never once took her side. Because who eats a steaming slice of buttered bread right in their friends' faces?
But then again, who flatly refuses to help a friend who has asked them for help no less than three times?You get where I am going with this, right? In a dynamic fraught with resentment and retaliation, who's right or wrong no longer matters, because no one is winning.Having been on both sides of this argument at different times in my marriage, I have a theory about why your husband isn't helping. You said you don't want his opinion on household decisions.
While I understand your perspective that you've earned this authority by doing the work and he hasn't, he's likely coming at it from the other side: Why take care of something that he has no say in?There's a point where you have to break this cycle and build on a foundation stronger than a scoreboard. That foundation can be as simple as having a productive conversation.You mentioned you "ask for his help", which indicates you've broached the topic before, but he remained disengaged. I suggest that, instead of addressing your needs as they arise, you get ahead by having a conversation with him about the dynamic as a whole.A constructive sit-down will look different for everyone, but they will always share these features:You approach the conversation as equals.
This means you must both commit to not letting it devolve into a score-keeping session. You share finances, which means no matter who brings in the higher income, who has the better credit score, or who does the most around the house, you make your financial decisions together.You are honest about your feelings and ask him to be as well. For emotionally charged conversations like "Who do you think you are, telling me we don't need new kitchen counters?" being honest and calm may feel like an impossible task, but remember that anger is a secondary emotion; under your anger lies something more vulnerable.
Maybe it's fear that it will never happen, or maybe it's sadness that you've been waiting so long. Whatever it is, your first task is to uncover that feeling and be honest about it.You also need to create space for him to be honest about his feelings as well. Get curious about why he doesn't help, rather than focusing exclusively on how frustrating it is.
Be honest about your feelings and the inequities you feel led to those feelings, but don't treat either of those things as your husband's failure; instead, treat them like problems you can tackle together because that's what they are. Approach his feelings with the same regard.You are solution-oriented. I'm a big believer t