TL;DR: Building an AI wrapper or full-stack AI SaaS in 2026? The EU AI Act doesn’t care what model you use. It cares what your product does. If your app touches hiring, finance, or critical decisions, you might already be deploying a High-Risk system. Here’s the developer-focused checklist to stay compliant. Let’s Skip the Legal Jargon If you're building software in Europe (or for EU users), t